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Liz Fajardo
(737) 308-3001lizf@teamprice.com
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    • Liz Fajardo(737) 308-3001
      lizf@teamprice.com
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    • Team Price Real Estate
      7320 N Mo-Pac
      Austin, TX 78731
      (512) 213-0213
      dan@teamprice.com

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    Central Texas Multiple Listing Service

    Central Texas MLS | Four Rivers Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Liz Fajardo may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2022 All rights reserved.

    Austin Board of Realtors

    The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information from the Austin Board of REALTORS®. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided "AS IS" and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.

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    Interest Rate on Credit Card Plans

    The data from the Federal Reserve Economic Data tracks the interest rate charged by commercial banks on credit card plans where interest is assessed. It is based on bank call report data and measured as a percentage rate. The data goes back to 1985, when the average credit card interest rate at commercial banks was around 15%. Rates rose steadily through the late 1980s and early 1990s, peaking at over 17% in 1991. They declined through the mid and late 1990s, dropping under 14% in 1998. Credit card interest rates fluctuated between 12-16% in the 2000s and 2010s. The latest data as of November 2022 shows an average rate of 15.62%. The trends reflect changing economic conditions, as interest rates tend to rise during periods of high inflation and fall during economic slowdowns. Monitoring the commercial bank credit card interest rate provides insight into borrowing costs and access to revolving credit for consumers.